Privacy Policy

Last updated: April 27, 2021

Honeycomb Programs Inc. DBA Honeycomb Insurance Services in CA (“Honeycomb”, "we", "us", "our") is committed to safeguarding your privacy online. This privacy policy applies to your information that Honeycomb collects and receives ("Privacy Policy"). At no time will Honeycomb sell your information or release your personally-identifiable data without your permission except as described below. You can visit Honeycomb.com (“Website”) without revealing who you are or providing any personal information about yourself, but if you request information about Honeycomb’ products or services through the Website, you will be required to provide Honeycomb with certain personal information.

This Privacy Policy forms part of our Terms of Use which is available at [please insert URL] (“Terms”). Any capitalized but undefined term in this Privacy Policy shall have the meaning given to it in the Terms. By using this Website, you agree to the Terms. Please read the following policy to understand how your personal information will be treated as you use Honeycomb’ services. The following discloses Honeycomb’ information gathering and dissemination practices. “Personal information” means any information that may be used, either alone or in combination with other information, to personally identify an individual, including, but not limited to, a first and last name, a personal profile, an email address, a home or other physical address, or other contact information as provided in this Privacy Policy.

1. Browsing the Website

You are not legally obligated to provide us Personal Information, and you hereby confirm that providing us Personal Information is at your own free will. By using our services or otherwise browsing the Website, you consent to the terms of this Privacy Policy and to our collection, processing and sharing of Personal Information for the purposes set forth herein. If you do not agree to this Privacy Policy, please do not access or otherwise use the Website. If you browse through the Website without entering any personal information, Honeycomb will automatically gather and store certain information about your visit. This information does not identify you personally and cannot be linked back to you by Honeycomb unless you decide at some point to identify yourself. If you are only browsing the Website, Honeycomb collects the following information: IP address, the type of browser and operating system used to access the Website, the date and time you access the Website, the pages you visit (click-through), and if you linked to the Website from another website, the address of that website as well as additional information related to your visit. Honeycomb uses this information to help diagnose problems with Honeycomb’ server, and to administer the Website. However, in some instances, our third party service providers may identify your email address without you providing your email address by matching your computer with opt-in email permissions you may have previously granted to third parties.

2. Cookies, Log Files and Other Tracking Technologies

Honeycomb uses “cookies” on your personal computer, and collects anonymous identifiers and other tracking technologies in order to for us to provide our Website and present you with information that is customized for you. “Cookies” are small identifiers sent from a web server and stored on your computer’s hard drive, similar to a license plate, that help Honeycomb to recognize you if you visit the Website again. Also, the Website uses cookies to track how you found the Website. Certain cookies and other technologies may serve to recall personal information, such as an IP address, previously indicated by a user. However, cookies are not designed to be used to get data from your hard drive, your e-mail or any other personal information about you. To protect your privacy, Honeycomb does not use cookies to store or transmit any personal information about you on the Internet. You can reject cookies by changing your browser settings. Please note, however, that if you reject Honeycomb’ cookies, it is possible that some web pages may not properly load, your access to certain information might be denied, or you might have to enter information about yourself more than once.

We also make use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, clicked pages and any other information your browser may send to us. We may use such information to analyze trends, administer the Website, track users’ movement around the Website, and gather demographic information.

3. Personal Information Collected

If you complete Honeycomb’ online submission form, or when you sign up for an account, purchase a policy or service you will provide Honeycomb with your personal information such as: • Name; • Email address; • Mailing address; • Phone number; and • Any additional information you choose to provide us with while completing the submission form. If you subscribe to our blog posts and/or newsletters you will provide Honeycomb with your personal information such as: • Name; • Email address; • Any additional information you choose to share or post. When you contact us (e.g. customer support, etc.) you will provide Honeycomb with your personal information such as: • Name; • Email address; • Any additional information you choose to provide us with while contacting us. When you interact with us on our social media profiles (e.g., Facebook, Instagram, Twitter, LinkedIn), you will provide Honeycomb with your personal information such as: • Name; • Social media name or number; • Any additional information you choose to provide us on social media.

By submitting your personal information (specifically your phone number) you are consenting for Honeycomb to contact you even if your name is on a Federal or State “Do not call List”. Furthermore, by submitting your personal information (specifically your email address), you are authorizing Honeycomb to provide you with additional information about insurance products and services by email and through third party operated processes.

We may acquire your personal information from third-party sources (such as lead-generation companies), but only in order to establish a business connection with you. If you would like to delete or correct any of your other personal information that we may be storing, you may submit an access request by sending an email to info@honeycombinsurance.com.

4. Use of Information

Honeycomb will use your personal information: (a) to provide you information about those products and services in which have you expressed interest; (b) provide and improve the Website; (c) send you updates or news regarding the Website and products, and/or respond to a “Contact Us” or administrative request; or (d) and as otherwise provided in this Privacy Policy.

5. Marketing Uses/Opt-Out

Honeycomb may also use your personal information to send you emails or postal communications regarding products or services offered by Honeycomb or by third parties with whom Honeycomb has relationships in which Honeycomb thinks you may be interested. Honeycomb does not share, sell, trade or rent your personal information to third parties for unknown reasons, unless it first obtained you express written consent. You may at any time choose not to receive Honeycomb’s promotional emails, or to withdraw consents given by you, by contacting Honeycomb at Honeycombinsurance.com. Notwithstanding the foregoing, Honeycomb may continue to contact you for the purpose of communicating information relating to this Website, as well as to facilitate your use of the Website.

6. Aggregation of Information

Honeycomb may aggregate your personal information with others’ information and prepare reports on Website usage, purchase history or other factors for sale or distribution to others. Those reports are aggregated and include no personally identifying information. “Anonymous Information” means information which does not enable identification of an individual user, such as aggregated information about the use of our services. We may use Anonymous Information and/or disclose it to third parties without restrictions (for example, in order to improve our services and enhance your experience with them).

7. Communications

Honeycomb may retain communications between users and Honeycomb in order to process your inquiries, respond to your requests, process your purchases, and improve Honeycomb’s Website. Honeycomb may use your email address to communicate with you about the Website and to respond to your requests.

8. Information Sharing

Honeycomb will share your personal information with third parties only in the ways that are described in this Privacy Policy. Honeycomb does not currently sell your personal information to third parties without your express written consent. However, Honeycomb may: (a) provide your personal information to third party companies that provide services to Honeycomb for Honeycomb’ business activities (such as providing you with the ordered products or services or offering customer service); (b) we will (to the minimum extent required) disclose information to a potential or actual third party purchaser of our business or assets. In the event that we are acquired by or merged with a third party entity, or in the event of bankruptcy or a comparable event, we reserve the right to transfer or assign personal information in connection with the foregoing events. We use commercially reasonable efforts to only engage or interact with third party service providers and partners that post a privacy policy governing their processing of personal information. These companies are authorized to use your personal information only as necessary to provide these services to Honeycomb, however we are not responsible for the privacy practices or the content of such third party service providers. Please be aware that third party services may collect personal information from you. Accordingly, we encourage you to read the terms and conditions and privacy policy of each third party service that you choose to use or interact with.

To the extent necessary, we may share personal information with regulators, to comply with all applicable laws, regulations and rules, and requests of law enforcement, regulatory and other governmental agencies or if required to do so by court order. Where we receive requests for information from law enforcement or regulators, we carefully validate these requests before any personal information is disclosed.

9. Other Disclosures

Honeycomb may also disclose your personal information or any information you submitted via the Website to third parties if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to: (i) comply with any applicable law, regulation, legal process or governmental request; (ii) enforce our Terms, including investigations of potential violations thereof; (iii) detect, prevent, or otherwise address fraud or security issues; or (iv) protect against harm to the rights, property or safety of Honeycomb, our users, yourself or the public; and/or (v) as required by law such as to comply with a subpoena, or similar legal process; If Honeycomb or its parent company is involved in a merger, acquisition, or sale of all or many of its assets; and To any other third party with your prior consent to do so.

10. Security

The security of your personal information is important to Honeycomb. Honeycomb follows generally accepted industry standards to protect the personal information submitted to Honeycomb, both during transmission and once Honeycomb receives it. We have implemented appropriate technical, organizational and security measures designed to reduce the risk of accidental destruction or loss, or the unauthorized disclosure or access to such information appropriate to the nature of the information concerned. However, please note that we cannot guarantee that the information will not be exposed as a result of unauthorized penetration to our servers. Nevertheless, we make commercially reasonable efforts to make the collection and security of such information consistent with this Privacy Policy and all applicable laws and regulations. As the security of information depends in part on the security of the computer, device or network you use to communicate with us and the security you use to protect your user IDs and passwords, please make sure to take appropriate measures to protect this information. If you have any questions about security on the Website, you can contact Honeycomb at info@honeycombinsurance.com

Personal information may also be used for fraud detection and prevention, and for security purposes.

11. Use By Children

We do not offer our products or services for use by children. If you are under 18, you may not use the Website, or provide any information to the Website without involvement of a parent or a guardian. We do not knowingly collect information from, and/or about children.

12. Notification of Privacy Policy Changes

We reserve the right, at our discretion, to change this Privacy Policy at any time. Such change will be effective ten (10) days following posting of the revised Privacy Policy on the Website, and your continued use of the Website thereafter means that you accept those changes.

13. Contacting the Web Website

To the extent that you do provide us with personal information, we wish to maintain accurate personal information. Personal Information is retained in accordance with our data retention protocols. If you would like to delete or correct any of your other personal information that we may be storing, you may submit an access request by sending an email to info@honeycombinsurance.com. Your email should include adequate details of your request. If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact Honeycomb at the following:

Honeycomb Programs Inc.
250 Fillmore street, suite 150, Denver CO 80206
tel:(877) 415-8901
info@honeycombinsurance.com

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